黄金未来 让孩子的未来有保障

[Abstract] Wang and his wife have their own insurance. They are now preparing to purchase child insurance for their 1-year-old children, paying attention to their protection in critical illness, education and medical care, and caring for their children's growth. It is recommended to insure the future of AIA Gold.

Original Author: Shanghai International Assurance Wu Chengming

Insured's information: Wang Xiaoyou, a 1-year-old child, has an average monthly income of 0 yuan, focusing on major illness insurance, child education, other medical insurance.

Protection plan:

Mr. Wang, 30 years old, has a stable job with his wife and has a lovely son of 1 year old. Both husband and wife have a good sense of insurance, buy insurance at the beginning of their work, and gradually increase insurance as their income rises.

But the insurance for the baby son has not been determined.

One is because children's major illness insurance often contains the responsibility of death, can not exceed 100,000, or need to be attached to the main insurance, can not be purchased separately.

Second, because the general return rate of education gold products in the market is too low, the guaranteed part is not much more than the money paid, but simply uses the uncertain dividend to attract attention. For this reason, Mr. Wang also read a lot of insurance content, knowing that dividends are generally distributed using cash value as the base, so during the early payment period, dividends will be few.

So hesitated and still didn't buy it.

当王先生看到友邦保险的保险和环境时,就像分散迷雾一样。他认为,各种担保可以单独购买,类型和内容明确,可以灵活选择。最后,选择并设计了一个计划:/p>

1,事故和医疗护理

AIA年度意外伤害和医疗保险计划

意外死亡,烧伤,伤残保险金5万元

伤亡医疗赔偿每次最高8000元

每天住院收入保证50元/天,最高180天/次

重症监护病房每日补偿收入50元/天,最高180天/时间

手术费用补偿最高每次5000元

付款方式:439元/年

2,重大疾病保护

Youbang Anyi大病保险

保险金额:300,000种保证疾病类型:34种

付款方式:960元/年

3,孩子的教育金储备

AIA黄金期货A第二节保险

保险金额:100,000

年保费为15150元/年,缴费年限为15岁,14年

额外的儿童免税保险费为248元/年,还款期为13年

14年总保费:215324元

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